Brexit and Your Healthcare Options in Spain

For may Brits looking to move to Spain, the uncertainty of Brexit means that they are having to look more closely at certain aspects of their plans – not least their options regarding healthcare in Spain.

Luckily there are a number of healthcare options.

Private Healthcare

Of course, one option is to obtain private health cover with a Spanish or international health policy. This can be a great way of ensuring that you know what will happen should you require medical assistance and allow you to choose the level of cover to suit you.

If you would like to find out more about the private healthcare options available to you and to get a quote, contact us on 01244 478 911 or at info@totalbuyingabroad.com

Private healthcare policies can however become increasingly expensive as you get older and any pre-existing conditions may not be covered.

Spanish State Healthcare

You are entitled to use the Spanish State Healthcare system if you pay social security contributions through employment or self-employment in Spain or you are in receipt of a Spanish pension.

If you are a UK pensioner you can (currently) access healthcare by obtaining form S1 from the UK to transfer your medical assistance to Spain.

It is also possible to get healthcare in Spain on the basis of residency if you are not working and not a pensioner if you had residency in Spain before 24th April 2012.

Spanish Government Pay-In Healthcare Scheme

If you do not fall into any of the categories listed above, you may be able to join the Spanish government’s pay-in health insurance scheme known as the Convenio Especial.

This is a public health insurance scheme in Spain available across all of Spain which allows you to pay to access to the Spanish State healthcare system. The costs are currently €60 per person per month for those under the age of 65 and €157 for people older than 65.

The scheme covers all pre-existing medical conditions but does not cover prescription charges. Children do not have to join the Convenio Especial as they are entitled to Spanish state healthcare for free.

The scheme is separately managed by each of the autonomous regions in Spain and in order to apply, you must have been registered at the local Town Hall on the ‘padrón’ in Spain for at least 1 year and you must not be in receipt of any healthcare cover from the UK.

For more information about healthcare in Spain, please do not hesitate to get in touch with us on 01244 478 911 or at info@totalbuyingabroad.com.

For more information about buying property in Spain, download our Guide to Buying Property in Spain from the right hand side of this page or contact us on 01244 478 911 or at info@totalbuyingabroad.com.

Article published: September 12, 2017